Friday, April 30, 2021When you buy a home, you will almost certainly be required to purchase homeowners insurance. However, you will have to pay a regular premium in order to maintain your coverage. It’s only natural, therefore, to want to pay as affordable a price as possible for this essential benefit. READ MORE >>
Friday, April 16, 2021Filing a homeowners claim is not like an auto insurance claim. Auto claims tend to happen more frequently and cover things differently than Homeowners policies, and the terms and coverages are different. First, deductibles with homeowners policies are higher. They usually run $1,000 or $2,500. READ MORE >>
Tuesday, March 9, 2021 Part of a solid risk management plan is insuring your business properly. This is especially important if you conduct your business from your home. Protect Your Livelihood and Your Home When you operate a business in your home, it does not mean your exposures are necessarily covered. READ MORE >>
Tuesday, January 12, 2021 By: Therese Potter (All About Insurance) On September 25th, 2020 parts of Cary and Apex North Carolina had a large hail storm roll through. It was about 8pm. It left leaves on the ground and pelted them to cars and sides of houses. Approximately 16,551 buildings were in the affected area. READ MORE >>
Tuesday, December 29, 2020 A fire could occur in any home, and even a minor outbreak could cause a huge amount of expensive property damage, at minimum. Most homeowners are keenly aware of the potential outcomes of most fire hazards, but some people don’t realize exactly how prevalent fire risks actually are. READ MORE >>
Wednesday, December 16, 2020 When you buy homeowners insurance, your primary objective is to protect your house itself. Numerous hazards, such as fires, severe weather, falling trees and vandalism, could damage the house, cause massive repair bills and cause a lot of inconvenience for your family. READ MORE >>
Wednesday, November 11, 2020 When buying an insurance policy, it is only natural to want your coverage to fit your budget. After all, if you cannot afford your policy, then you risk letting it lapse due to nonpayment, and no one wants that. An independent insurance agent is committed to working with you to find the policy options that are best for you, and this includes helping your plan fit your budget. READ MORE >>
Wednesday, October 21, 2020 When you buy your home, you will probably have to buy homeowners insurance at the same time. However, the good thing about home insurance is that it is able change with you as your lifestyle changes. How you use your home, who lives there, the contents inside and your property value will all likely change over time. READ MORE >>
Wednesday, September 16, 2020 North Carolina’s median home value is more than $200,000. In populated areas like Chapel Hill, Raleigh and Durham this value is even higher. Urban and suburban home buyers can expect to pay in the neighborhood of $300,000+ for their properties. READ MORE >>
Wednesday, August 26, 2020 When it comes to home insurance, there are a lot of terms and conditions that new homeowners aren’t aware of, such as the 80% rule. The 80% rule in home insurance refers to the amount of home insurance you must carry in order to remain completely covered. How It Works READ MORE >>
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