Tuesday, December 29, 2020 A fire could occur in any home, and even a minor outbreak could cause a huge amount of expensive property damage, at minimum. Most homeowners are keenly aware of the potential outcomes of most fire hazards, but some people don’t realize exactly how prevalent fire risks actually are. READ MORE >>
Wednesday, December 16, 2020 When you buy homeowners insurance, your primary objective is to protect your house itself. Numerous hazards, such as fires, severe weather, falling trees and vandalism, could damage the house, cause massive repair bills and cause a lot of inconvenience for your family. READ MORE >>
Wednesday, November 11, 2020 When buying an insurance policy, it is only natural to want your coverage to fit your budget. After all, if you cannot afford your policy, then you risk letting it lapse due to nonpayment, and no one wants that. An independent insurance agent is committed to working with you to find the policy options that are best for you, and this includes helping your plan fit your budget. READ MORE >>
Wednesday, October 21, 2020 When you buy your home, you will probably have to buy homeowners insurance at the same time. However, the good thing about home insurance is that it is able change with you as your lifestyle changes. How you use your home, who lives there, the contents inside and your property value will all likely change over time. READ MORE >>
Wednesday, September 16, 2020 North Carolina’s median home value is more than $200,000. In populated areas like Chapel Hill, Raleigh and Durham this value is even higher. Urban and suburban home buyers can expect to pay in the neighborhood of $300,000+ for their properties. READ MORE >>
Wednesday, August 26, 2020 When it comes to home insurance, there are a lot of terms and conditions that new homeowners aren’t aware of, such as the 80% rule. The 80% rule in home insurance refers to the amount of home insurance you must carry in order to remain completely covered. How It Works READ MORE >>
Wednesday, July 8, 2020 As winds rise, the threats of damage to your home increase. Falling limbs or airborne debris might strike the house in high winds. Disastrous wind speeds might even threaten the home's structural integrity. The roof, walls and foundations might all be at-risk, and any damage might prove costly. READ MORE >>
Wednesday, June 17, 2020 Home insurance is crucial in order to keep your home and family safe in the face of disaster or uncertainty. Unfortunately, basic home insurance policies don't cover everything. What It Covers A basic home insurance policy comes with the same four main coverages: READ MORE >>
Wednesday, May 6, 2020 Though not common, some home insurance providers have canceled policies or dropped clients in the past. This is not a rash decision, or a choice made on a whim. Many insurance agencies do their best to keep clients, not lose them. Unfortunately, there are some circumstances in which an agency may decide to cancel a policy or drop a client. READ MORE >>
Wednesday, April 22, 2020 When searching for home insurance, you may hear the term "replacement cost value" in reference to your home and belongings. Many homeowners think this number is equal to the original selling price of the home, but this isn't true. READ MORE >>
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