Friday, May 28, 2021Experience, age, vehicles, restrictions and your driving history all collectively determine your risks. Your auto insurance provider will use that risk to determine how to provide coverage for you. High-risk drivers present the highest cost risks to insurers. READ MORE >>
Friday, April 30, 2021There are a lot discounts in the insurance world. How do you know if you are getting all of them? It depends on whether or not the carrier offers certain discounts. Some examples of the discounts are: AUTO - Telematics, Accident free, multicar, Non NW Homeowners, Martial Status, Driving Experience, Paperless, multiline and Easy pay. READ MORE >>
Friday, April 30, 2021When you buy a home, you will almost certainly be required to purchase homeowners insurance. However, you will have to pay a regular premium in order to maintain your coverage. It’s only natural, therefore, to want to pay as affordable a price as possible for this essential benefit. READ MORE >>
Friday, April 23, 2021For homeowner’s policies, you are usually paying insurance through your escrow account. The mortgage companies pay the insurance per year, not per month. So, if they have already paid the entire year and you switch insurance carriers, it can really confuse a lot of different parties involved. READ MORE >>
Tuesday, April 20, 2021Now that spring is upon us, and the year-long COVID-19 pandemic is beginning to wane, you might be thinking about traveling for the first time in a long time. If you are itching for a road trip, then this spring or summer might be the perfect time to hit the road. READ MORE >>
Friday, April 16, 2021Filing a homeowners claim is not like an auto insurance claim. Auto claims tend to happen more frequently and cover things differently than Homeowners policies, and the terms and coverages are different. First, deductibles with homeowners policies are higher. They usually run $1,000 or $2,500. READ MORE >>
Tuesday, March 23, 2021If your business owns or operates vehicles (even employee-owned vehicles) for any official purpose, then it will need commercial auto insurance. This coverage is crucial to protecting your business against the financial ramifications caused by wrecks, accident lawsuits, third-party losses and other vehicle problems. READ MORE >>
Tuesday, March 9, 2021 Part of a solid risk management plan is insuring your business properly. This is especially important if you conduct your business from your home. Protect Your Livelihood and Your Home When you operate a business in your home, it does not mean your exposures are necessarily covered. READ MORE >>
Thursday, February 11, 2021 Vehicle theft is both a frightening and relatively frequent occurrence on American roadways. No matter how hard you might try to protect yourself, your family and your vehicle from these threats, the fact of the matter is that you cannot eliminate the risk. READ MORE >>
Thursday, January 28, 2021 Your credit rating is a good measure of your financial security. Therefore, as your credit score changes, so too will your financial reliability in the eyes of creditors and financial institutions. Those who have a financial investment in you, including auto insurance carriers, will therefore view a better credit rating as a sign that you are a safer investment. READ MORE >>
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