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Group Health Insurance in Chapel Hill, NC

Protecting your Employees and your Operation

These days, health benefits attract and retain employees nearly as much as salary

With rising healthcare costs, employees increasingly rely on employer-sponsored healthcare. In fact, companies now rely on high-quality benefit packages to attract and premier employees.1 Employees can face a variety of health problems, including illnesses, injuries, and other ailments requiring health care. If such attention is sought, costs are almost always incurred.

Healthcare costs can be high, and employees need protection against the magnitude of these costs. Disability and group health insurance mitigate healthcare-related costs and sometimes even eliminate them. Employers that offer health insurance help keep their employees secure and they make their organization more attractive to prospective employees. At All About Insurance we have complete disability and group health programs, and we adjust these programs to the needs of individual clients. We’ll tailor solutions through these programs to your business and you’ll have the cost-efficient compact plans for your employees’ benefit.

Disability and Group Health Insurance Coverage Details

At All About Insurance we offer disability and group health insurance plans for small-to-mid-sized businesses, including indemnity and managed plans. Depending on the desired coverage, these plans include provider types, doctor and physician choices, out-of-pocket expenses, and bill-pay options. For indemnity plans there are Free-for-Service (FFS), Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point-of-Service (POS) options. We’ll help you find the best options for your business and for your workforce so your plan fits.

We work with a number of carriers to give you the best possible options, allowing you to be selective in your coverage types while constructing your plan. This solution will ensure your workers’ wellbeing and help them avoid exorbitant costs related to health care.

Plan requirements are different for each state. To find out about North Carolina’s requirements, see the U.S. Department of Labor’s North Carolina State Plan or contact an agent.

What you can expect

We understand the value of an effective health insurance plan. It’s a critical provision for employees and a valuable recruiting tool. We’ll work with you one-on-one to develop the right plan, and once this plan is in place we'll monitor it regularly. We’ll keep you informed and we’ll actively manage risk. Risk management will help you reduce the chances that your employees will face reasons to seek medical attention and it will reduce your employees’ chances of using their insurance. If employees use their insurance and claims are filed, we'll manage the claims.

Our agents are standing by to receive your call. We never mind taking time to discuss policy options with first-time callers or to reiterate the finer points of a policy that’s already been purchased.

Please contact us so that we can tell you more about your disability and group health insurance options. Request a quote if you're ready to get started.

Additional Disability and Group Health Insurance Information:


We are proud to provide disability and group health insurance in Chapel Hill, Raleigh, Durham, Eden, Burlington, and Cary, NC. We also serve other areas in the state.

1Greenfield, Rebecca, “Forget Raises. Employers Lean on Health Benefits to Retain Workers.” Bloomberg News, accessed 16 November 2015. http://www.bloomberg.com/news/articles/2015-10-21/forget-raises-employers-lean-on-health-benefits-to-retain-workers