Learn Why National General Insurance Is A Top Choice for North Carolina Drivers and Homeowners
When you’re looking for reliable coverage in North Carolina, you need an insurer with deep local roots, financial strength, and a commitment to exceptional service. National General Insurance, headquartered in Winston-Salem since 1920, checks every box. As a subsidiary of Allstate—a Fortune 100 company—National General combines over a century of experience with the backing of one of the nation’s largest insurers.
A Legacy of Protecting What Matters Most
Founded originally as Integon in 1920 and later rebranded after its 2013 spin–off from GMAC Insurance, National General has grown from its automotive-insurance origins into a full-service property and casualty carrier. Today, they serve policyholders nationwide with a network of more than 55,000 independent agents—many right here in North Carolina—ensuring you’re never far from personal guidance and rapid claims assistance.
Comprehensive Coverage Tailored to North Carolinians
Whether you need auto, home, or specialty coverage—like RV and motorcycle insurance—National General has you covered. Their auto policies include all the essentials (bodily injury, property damage, collision, comprehensive, uninsured motorist, and medical payments), plus value-added features like accident forgiveness and diminishing deductibles. Homeowners can choose customizable dwelling, personal property, and liability protections, plus optional flood and umbrella extensions to guard against North Carolina’s unpredictable weather.
Financial Strength Backed by Allstate
Since completing its $4 billion acquisition by Allstate in January 2021, National General policyholders benefit from enhanced stability and resources. Allstate’s A+ financial strength rating means claims will be paid promptly, and the carrier can invest in innovative tools—like user-friendly mobile apps and online portals—to make managing your policy effortless.
Local Presence and Personalized Service
National General’s North Carolina office at 450 W Hanes Mill Road in Winston-Salem isn’t just an address—it’s a commitment to the communities we serve. From the mountains to the coast, independent agents across Raleigh, Charlotte, Greensboro, and beyond are ready to craft policies that fit your unique lifestyle. Plus, with local claim centers, you’ll have on-the-ground support when it matters most.
Top Ratings for Home and Auto Insurance
Independent reviewers recognize National General’s dedication to policyholder satisfaction. In 2025, Bankrate awarded their home insurance a 4.3 out of 5 score for broad coverage options, competitive discounts, and strong replacement-cost benefits. Meanwhile, NerdWallet gave their auto insurance a solid 3.5 stars, highlighting consumer experience, complaint data management, and robust financial ratings.
Discounts and Value
North Carolina residents can save even more with multi-policy bundling—combine auto and home to unlock additional discounts. Safe-driver perks, military and federal employee savings, and low-mileage rewards make it easy to tailor a cost-effective insurance solution without sacrificing protection.
Why North Carolina Chooses National General
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Coastal and Windstorm Expertise: From Cape Hatteras to Wilmington, North Carolina’s coastal communities know the risks of hurricanes and storms. National General’s flood and windstorm coverage options ensure you’re not left vulnerable when disaster strikes.
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Rapid Claims Response: North Carolinians value speed and transparency. National General’s claims team, reachable 24/7, is committed to fast payouts and clear guidance through every step.
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Independent Agent Advantage: Local agents navigate North Carolina’s regulatory landscape—like recent changes to auto liability limits—so you get compliant, optimal coverage for Raleigh, Charlotte, Greensboro, and surrounding areas.
Ready to Protect What Matters Most?
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Get a Free Quote
Visit allaboutinsurance.com or call (919) 321-2886 to receive a personalized National General quote through All About Insurance. -
Speak with a Local Agent
Our North Carolina team will answer your questions, review available discounts, and tailor the policy to your exact needs.