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All About Insurance
Since 1993, All About Insurance has been the premier choice for insurance needs across personal and commercial lines in North Carolina. With over 10 offices across the state, we are a strong team of locals who dedicate their lives to protecting yours. We’re awarded, accredited, and trusted by thousands of clients. We’d love to add you to that list! Reach out today.
- An agency you can trust.
- An agency that reviews each of your coverages.
- An agency that seeks cost-effective insurance plans.
- An agency whose priority is doing what is best for you.
- An agency that is receptive, efficient, and friendly.
- An agency where you feel at home.
“All About Insurance is always available and very quick at responding to questions about coverage. My agent helped us work through the purchase of a new piece of property and had insurance in place at closing. We have our auto, homeowners, and boat policies through this agency. Reliable, hard-working good people!”
Stacey Y.
“Very attentive, and cared that I get the proper insurance I needed. Not just trying to sell me a policy I didn’t need, or over pay for one.”
Collins C.
“Customer service is the best in the city. They know me by name, always friendly and helpful. They’ve gone out of the way to help me.”
Paul R.
Trusted Insurance Solutions
All About Insurance offers a variety of personal insurance and business insurance solutions to help you protect what matters most.
RamseyTrusted Pro
We are a RamseyTrusted endorsed local provider.
Our team’s performance is evaluated every month by Dave’s team to help make sure we are delivering the highest quality service to you. Learn more about what it means to be a RamseyTrusted Pro endorsed provider.
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Cover Two With All About Insurance
Why pick just one when you can have the best of both? You can save money by bundling your home and car insurance.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
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