Life Insurance
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Life Insurance Information
Protect Your Family And Your Legacy
Family comes first. You bond with your loved ones, find the perfect home to raise your children in and teach them the best way you possibly can. In life's uncertainty, it can be concerning to think about what may happen when you're no longer able to provide for them.
Life insurance is designed to alleviate your fears by providing a fallback for family and loved ones. At All About Insurance, we understand that life comes first. Find the right life insurance policy for you and your family today by connecting with us at (919) 321-2886 or fill out an online quote form.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.
Other Coverage Options
Common Life Insurance Questions
Why Life Insurance?
Life Insurance is one of the most important investments you can make. It's an investment in yourself and the future of your loved ones, and it's a way to secure your financial responsibilities to your family.
Your life insurance policy can be used to pay off debts and estate taxes, provide money for continuing mortgage payments, and keep your business up and running upon your passing. But most important, it can be used to ensure that your family's dreams for the future become realities.
Protect what matters most in your life with a policy from All About Insurance.
How Does Life Insurance Work?
Unlike other insurance policies, life insurance policies cannot have claims filed multiple times. A policyholder will pay life insurance premiums in return for a sum at the end of the policy that will be given to the beneficiaries on the policy in case of the insured's passing.
Is Term Insurance Or Life Insurance Better?
There is no way to determine which policy is better, as both serve different purposes. Those looking for a policy that only lasts as long as they need it, such as until their kids are out of college, may choose a term life insurance policy set for 10 years. A whole life insurance policy, on the other hand, lasts as long as the policyholder lives.
What Is The Average Life Insurance Cost Per Month?
Life insurance premiums depend heavily on the policyholder's age and health. On average, a healthy policyholder may pay around $67.88 a month.
How Many Life Insurance Policies Can You Have?
You can have multiple life insurance policies, although it's not usually recommended. Many insurers won't provide multiple life insurance policies for the same policyholder.
Which Life Insurance Has Cash Value?
Cash value is generally associated with whole or universal life insurance policies.
Why Is Life Insurance Important?
Life insurance provides monetary assistance for loved ones after the policyholder passes away. Losing a source of income can result in a sudden and heavy financial burden. Life insurance can help with shared mortgages, lost income and funeral expenses.
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