Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard home insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That's why it's important to talk to an insurance specialist at All About Insurance about specific coverage options that are applicable to your individual needs.

Don't go another day without proper homeowners insurance. Keep your memories protected with the right policy from All About Insurance.

Home insurance depends on a variety of factors. On average, homeowners may pay around $35 for $100,000 in coverage.

Fill out an online quote form for a free home insurance quote today.

Home insurance claims should be filed within thirty days of the insured incident. Filing a claim isn't always the best choice, however. It's recommended that you have a professional assess the damage. If the cost to repair the damage is less than the cost of your deductible, it may be more cost-effective to fix the damage out of pocket rather than filing a claim. On the other hand, if the damage is significantly higher than your deductible, filing an insurance claim may be the best choice.

Overall, it's recommended that homeowners try to file less than three insurance claims in a three-year period.

Home insurance premiums are subject to rise each year.

Appliances may be covered under personal possessions coverage. More expensive items can be covered by additional policy floaters.