Tow Trucks Insurance
Tow Trucks Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Tow Trucks Insurance Information

Tow truck and vehicle recovery businesses provide invaluable services to the members of the community on perhaps some of their worst days. Whether someone is in an accident and their car is no longer drivable, their car won’t start, or they have a breakdown on the side of the road, you’re probably one of their first calls to deal with the problem. As such, you’ll need to ensure that you’re properly insured so that you can continue to provide your services.
All About Insurance is here to help you determine which policies you need—and how much coverage you need to adequately protect your business.
Our agency proudly offers industry-specific insurance options for tow trucks and auto transporters. Our program is built to cater to the particular needs of your industry.
What Towing Insurance Coverage Do I Need?
Towing companies need to obtain coverage that protects their business and any liabilities they may have. Here is a list of common policies that tow truck companies obtain:
-
Commercial property insurance: If something damages physical property—such as your building or possessions—then this coverage can help you repair or replace them.
-
General liability insurance: This covers the business in the event it causes property damage or bodily injuries to another party, like a client or vendor.
-
Business interruption insurance: This helps you pay the bills if you must temporarily close after a damaging accident.
-
On-hook towing insurance: This policy pays to repair or replace a vehicle that you don’t own (e.g., a customer’s vehicle) if it is damaged while it is hooked up to one of your tow trucks.
-
Commercial auto insurance: When the company owns vehicles, this coverage will supply the requisite physical damage, liability and other benefits to help the company afford the costs of wrecks or other vehicle hazards.
-
Garage liability coverage: Coverage pays for property damage or bodily injuries to customers or other parties that occur on your property.
-
Garagekeeper’s liability coverage: Automobiles or other vehicles left in your care are your responsibility. This coverage protects them when they sustain damage from fires, theft, vandalism (partial theft), severe weather and collisions. Many policies can include a benefit called direct primary coverage. It will pay for damage to third-party vehicles regardless of whether you have a legal responsibility to do so.
-
Inventory/Dealer's blanket coverage: Coverage pays for damage to automobiles, mobile equipment, watercraft, or farm implements that are held for sale, held pending delivery after sale, or used in the business of a car dealer.
-
Drive away coverage: This coverage will protect vehicles on your lot against collision damage when you drive them.
-
Inland marine insurance: This insurance will help your business replace these items and make proper restitution to any third parties affected by the loss of these items.
-
Workers’ compensation insurance: If an employee gets hurt on the job, they are often eligible for workers compensation. It will supply them supplementary income during their recovery.
-
Umbrella liability insurance: An umbrella policy might be able to step in to help you cover outstanding costs not covered within your standard liability policies. It’s an extra layer of liability protection for multiple standard policies.
How Much Does Towing Insurance Cost?
The amount of insurance you need depends on a variety of factors, including the value of your business, the size of your tow truck fleet, and number of employees you have. Call All About Insurance at (919) 321-2886 to discuss the amount of coverage you need.
The cost of insurance depends on coverage limits, location, the value of your property, size of your fleet of tow trucks, number of employees you have, and whether you have past negative claims against your business. Fill out an online quote form to get a quote today.
Here are some of the insurance options we offer to tow trucks & auto transporters:
Garage-keepers liability
Automobile liability
Legal liability
Theft coverage
On-hook coverage

Contact Amanda Mckinney for a Tow Truck Insurance quote at 336-739-2196
8.5.7
|